3 New CRA Benefits Arriving in 2025: The Canada Revenue Agency (CRA) has introduced three new financial benefits in 2025 to provide financial relief to Canadians. If you’re wondering whether you qualify and how to apply, this article breaks it all down in a clear, easy-to-understand guide.
Whether you’re a working professional, senior citizen, or a parent, these new benefits could help ease financial burdens. Keep reading to learn about the eligibility criteria, application process, and key details.
3 New CRA Benefits Arriving in 2025
| Benefit Name | Who Qualifies? | Payment Amount | Application Process |
|---|---|---|---|
| $2,600 Direct Deposit | Low-to-moderate income individuals, seniors, persons with disabilities | $2,600 (one-time payment) | File tax returns, ensure direct deposit setup |
| Enhanced Canada Child Benefit (CCB) | Families with children under 18 | Varies by income and number of children | File income tax return, complete Form RC66 |
| Ontario Trillium Benefit (OTB) Adjustments | Ontario residents who pay property tax or rent | Varies based on income and residency | File tax return, complete ON-BEN Form |
With the new CRA benefits rolling out in 2025, it’s crucial to stay informed and take action to maximize your financial support. From the $2,600 direct deposit to the Canada Child Benefit increase and Ontario Trillium Benefit adjustments, these programs are designed to ease financial stress for Canadians.
Make sure to file your taxes on time, check eligibility, and update your CRA details to receive your benefits hassle-free.
1. $2,600 Direct Deposit Payment – Who Gets It?
One of the most anticipated benefits in 2025 is the $2,600 direct deposit payment. This one-time financial aid is designed to assist low-to-moderate-income Canadians, seniors, and persons with disabilities.
Eligibility Criteria:
- You must be a Canadian resident in 2024.
- Your income must be within CRA’s set threshold for low to moderate earners.
- You must have filed your 2023 income tax return to qualify.
- If applicable, you must receive benefits like GST/HST credits or other CRA-administered assistance.
How to Apply:
- File Your 2023 Income Tax Return – This is the most crucial step. If you don’t file, you won’t be eligible.
- Ensure Direct Deposit is Set Up – Payments will be made electronically, so ensure your bank details are up-to-date.
- Wait for CRA’s Confirmation – Once your tax return is processed, eligible individuals will automatically receive payment on February 26, 2025.
Tip: Use the CRA’s “My Account” portal to check if your direct deposit details are current.
2. Enhanced Canada Child Benefit (CCB) – Bigger Support for Families
Families across Canada will see increased financial support in 2025 through the Canada Child Benefit (CCB). This benefit helps parents cover the cost of raising children under 18.
Eligibility Criteria:
- You must be a Canadian resident for tax purposes.
- You must be the primary caregiver of the child.
- Your family’s net income must be within CRA’s eligibility range.
- You must file your income tax return every year.
How Much Will You Receive?
The amount varies based on:
- Number of children under 18.
- Adjusted family net income (AFNI).
- Whether your child has a disability (eligible for CDB – Child Disability Benefit).
How to Apply:
- File Form RC66 (Canada Child Benefits Application) when filing your taxes.
- Provide your child’s proof of birth (if a new applicant).
- Submit your application online via CRA My Account or mail it to CRA.
Bonus Tip: Use the CRA’s CCB Calculator to estimate your monthly benefits!
3. Ontario Trillium Benefit (OTB) Adjustments
For Ontario residents, the Ontario Trillium Benefit (OTB) has been adjusted to provide higher payouts in 2025. This benefit helps with energy costs, property tax, and rent.
Eligibility Criteria:
- Must be a resident of Ontario as of December 31, 2023.
- Must have paid rent or property tax on your principal residence.
- Income must be within the provincial threshold.
How to Apply:
- File Your Income Tax Return – Ensure you include your Ontario property tax or rental information.
- Complete the ON-BEN Form – This form helps CRA assess your eligibility.
- Wait for Approval – Payments are made monthly or as a lump sum in July 2025.
Pro Tip: If you prefer monthly payments, apply before June 30, 2025!
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FAQs On 3 New CRA Benefits Arriving in 2025
1. Do I need to apply for the $2,600 direct deposit?
No, as long as you’ve filed your 2023 taxes and meet the eligibility criteria, the CRA will process it automatically.
2. How do I check if I qualify for these benefits?
Visit CRA’s “My Account” portal or call the CRA directly.
3. What if I haven’t filed my 2023 taxes yet?
File them as soon as possible to avoid missing out. Late filings may result in delays or disqualification.
4. Can I receive both the CCB and the $2,600 direct deposit?
Yes! If you meet eligibility criteria for both, you can receive multiple benefits.
5. How can I update my direct deposit details with CRA?
Login to CRA My Account and update your banking information under “Direct Deposit.”
