SBI's Superhit FD Scheme of 400 Days: Everything You Need to Know

SBI’s Amrit Kalash Fixed Deposit (FD) scheme is back, offering great returns on a secure investment for 400 days. This limited-period scheme provides one of the best interest rates among bank FDs, making it an attractive option for both regular customers and senior citizens.

If you want to make the most of your savings with guaranteed returns, this article will guide you through all the important details, benefits, eligibility criteria, and steps to invest in SBI’s Amrit Kalash FD before the offer expires.

SBI’s Superhit FD Scheme of 400 Days

Feature	Details
Scheme Name	SBI Amrit Kalash FD
Tenure	400 days
Interest Rate (General Public)	7.10% per annum
Interest Rate (Senior Citizens)	7.60% per annum
Minimum Deposit	₹1,000
Maximum Deposit	Less than ₹2 crore
Availability	Until March 31, 2025
Premature Withdrawal	Available with penalty
Loan Facility	Available
Investment Mode	Offline (Branch) & Online (SBI YONO App, Net Banking)
Official Website	SBI Official Website

If you are looking for a safe investment with high returns, SBI’s Amrit Kalash FD is a great choice. With an attractive 7.10% interest rate (7.60% for seniors) and a secure government-backed guarantee, this scheme is perfect for those who want fixed, risk-free returns.

Don’t miss out! This scheme is only available until March 31, 2025. Start your investment today via SBI Net Banking, YONO App, or visit an SBI branch.

What is the SBI Amrit Kalash FD Scheme?

The SBI Amrit Kalash Fixed Deposit (FD) is a special limited-period investment scheme offered by the State Bank of India (SBI). It provides higher interest rates compared to regular FDs and is designed to help individuals earn secure and attractive returns over a period of 400 days.

Who Can Invest?

This FD scheme is available to:

Resident individuals
Non-Resident Indians (NRIs)
Senior citizens (who get a higher interest rate)
Small and large investors, with a minimum deposit of ₹1,000 and a maximum of less than ₹2 crore.

Why Should You Invest in SBI’s Amrit Kalash FD?

SBI is India’s largest and most trusted bank, and its FD schemes have always been a safe investment option. Here’s why the Amrit Kalash FD is a great choice:

1. High Interest Rates

General Public: 7.10% p.a.
Senior Citizens: 7.60% p.a. (Extra 0.50% interest)

These rates are higher than many other FD options in the market.

2. Low-Risk Investment

Since SBI is a government-backed bank, your money is safe and offers guaranteed returns.

3. Flexibility in Investment

You can start with as low as ₹1,000, making it accessible for all types of investors.

4. Easy Liquidity

Need funds before 400 days? SBI allows premature withdrawal with a small penalty, ensuring you have access to your money in case of emergencies.

5. Loan Against FD

You can take a loan against your Amrit Kalash FD, making it a great option for those who need funds without breaking the deposit.

How to Open SBI Amrit Kalash FD? (Step-by-Step Guide)

You can invest in this FD both online and offline. Here’s how:

Option 1: Online (SBI YONO & Net Banking)

Log in to SBI Net Banking or open the SBI YONO app.
Go to the Fixed Deposit section.
Select Amrit Kalash FD from the available options.
Enter the investment amount and tenure (400 days).
Confirm the deposit and submit your application.
You will receive a confirmation and FD receipt via email/SMS.

Option 2: Offline (SBI Branch)

Visit your nearest SBI branch.
Ask for the Amrit Kalash FD application form.
Fill in the required details and attach necessary documents (ID proof, PAN card, etc.).
Deposit the amount (cash, cheque, or transfer from an SBI account).
Collect the FD receipt as proof of your investment.