Are You Eligible for the $3,267 Supplement for Singaporeans in 2025 – In 2025, the Workfare Income Supplement (WIS) scheme continues to provide financial assistance to lower-income Singaporean workers, ensuring they have additional support for their income and retirement savings. Eligible Singaporeans may receive up to $3,267 annually, depending on factors such as their age, income, and employment status.
To help you determine whether you qualify and how to apply, we’ve broken down all the essential details in this guide.
Are You Eligible for the $3,267 Supplement for Singaporeans in 2025
| Aspect | Details |
|---|---|
| Maximum Supplement | $3,267 annually |
| Eligibility | Singaporeans aged 30 and above, earning $500-$3,000/month |
| Self-Employed Criteria | Must declare trade income and contribute to MediSave |
| Disbursement | Annual payment (April onwards) |
| Cash Component | 10% (credited via PayNow NRIC or bank account) |
| MediSave Component | 90% (to enhance healthcare savings) |
| Application Process | Automatic for employees; self-employed must declare income and contribute to MediSave |
| Changes in 2025 | Income cap increased from $2,500 to $3,000 |
| Official Reference | CPF Workfare Income Supplement |
The $3,267 Workfare Income Supplement (WIS) in 2025 is a crucial initiative to support lower-wage Singaporeans. If you meet the eligibility criteria, ensure that your income is declared and MediSave contributions are made on time to maximize your benefits.
What is the Workfare Income Supplement (WIS)?
The Workfare Income Supplement (WIS) scheme is a government initiative designed to help lower-income Singaporeans supplement their earnings and build their CPF savings. It is targeted at employees and self-employed individuals, providing financial aid in the form of cash payouts and MediSave contributions.
Starting from Work Year (WY) 2025, changes in the qualifying income cap and payout structure ensure that more Singaporeans benefit from this program.
Who is Eligible for the $3,267 WIS Supplement?
To qualify for WIS in 2025, you must meet these eligibility criteria:
General Criteria:
- Singapore citizen
- Aged 30 and above (or any age for persons with disabilities)
- Earn an average monthly income between $500 and $3,000
- Work at least 6 months in the year
- Live in a property with an annual value of $21,000 or below
- Own no more than one property
- If married, your spouse’s assessable income must not exceed $70,000
For Self-Employed Persons (SEPs):
- Must declare their trade income to IRAS
- Must make mandatory MediSave contributions
- WIS is paid only after MediSave contributions are made
How Much Can You Receive?
The payout depends on your age and employment status:
| Age Group | Employee WIS (Annual) | Self-Employed WIS (Annual) |
|---|---|---|
| 30-34 | $1,500 | $1,000 |
| 35-44 | $2,000 | $1,333 |
| 45-54 | $2,500 | $1,667 |
| 55-59 | $3,000 | $2,000 |
| 60 & above | $3,267 | $2,178 |
How Will You Receive Your Payment?
For Employees:
- Cash: Credited quarterly via PayNow NRIC-linked account or bank transfer
- CPF Contributions: To help build retirement savings
For Self-Employed Individuals:
- Cash: 10% of WIS (paid annually)
- MediSave: 90% of WIS (paid annually)
Example: If you are a 60-year-old self-employed person receiving $2,178 WIS, you will get $217 in cash and $1,961 in MediSave.
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How to Apply for WIS?
For Employees:
- No application needed (Employers will submit CPF contributions, and WIS is credited automatically.)
For Self-Employed Individuals:
- Declare net trade income to IRAS
- Make MediSave contributions
- Check your eligibility and payment status at CPF Website
Additional Benefits of WIS
1. Helps Build Retirement Savings
Since 90% of the supplement goes into your MediSave account, it ensures that you have sufficient savings for future healthcare needs.
2. Encourages Continuous Employment
By providing financial incentives for work, WIS supports long-term employment stability.
3. Automatic Adjustments for Inflation
The Singapore government periodically reviews WIS to keep up with cost-of-living changes.
4. Complements Other Government Schemes
WIS can be combined with other assistance programs, such as Silver Support Scheme and GST Voucher, for more financial relief.
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FAQs About Are You Eligible for the $3,267 Supplement for Singaporeans in 2025
1. When will I receive my WIS payout?
- Employees receive WIS quarterly.
- Self-employed persons receive WIS annually (earliest by April of the following year).
2. What happens if I don’t declare my self-employed income?
- You will not receive WIS until your trade income is declared and MediSave contributions are made.
3. Can I get WIS if I work part-time?
- Yes, as long as you meet the minimum work requirement of 6 months and earn between $500 and $3,000 monthly.
4. Will I receive WIS if I am unemployed?
- No, WIS is for active workers only. If you lose your job, you may qualify for other government assistance programs.
5. How can I check my WIS eligibility and payment details?
- Log in to your CPF Account using Singpass.
6. Are there any changes to WIS in 2025?
- Yes, the income cap has increased from $2,500 to $3,000, allowing more workers to qualify.
