Baby Bonus 2025 Payout Dates in Singapore: Raising a child can be expensive, but Singapore’s Baby Bonus Scheme is designed to provide financial assistance to families. This initiative, part of the Marriage and Parenthood Package, aims to support parents by providing cash benefits and savings contributions for their child’s early years.
In 2025, new changes to the scheme will bring higher payouts and enhanced benefits for larger families. If you’re expecting a baby or recently welcomed a newborn, here’s everything you need to know about eligibility, payout dates, and how to claim your benefits.
Baby Bonus 2025 Payout Dates in Singapore
| Feature | Details |
|---|---|
| Total Cash Gift | Up to S$13,000 per child |
| CDA First Step Grant | S$5,000 (increased to S$10,000 for third and subsequent children starting Feb 2025) |
| Government Co-Matching | Up to S$15,000 for the Child Development Account (CDA) |
| Eligibility | Singapore Citizen children born on or after 14 February 2023 |
| Application Platform | LifeSG |
| First Payout Timing | Within 7 to 10 working days after application approval |
The Baby Bonus Scheme 2025 is a valuable financial support program for parents raising young children in Singapore. With higher cash payouts, increased CDA grants, and additional benefits for larger families, this initiative reduces the financial burden of parenthood while ensuring children receive adequate care and education.
If you are eligible, apply early via LifeSG to receive your first payout within 10 days. Make sure to take full advantage of the CDA co-matching contributions to maximize your benefits.
What is the Baby Bonus Scheme?
The Baby Bonus Scheme consists of two main components:
1. Baby Bonus Cash Gift
This is a cash payout provided in stages to help parents with the initial costs of raising a child. The amount varies based on the child’s birth order:
- First & Second Child – S$11,000
- Third & Subsequent Children – S$13,000
Cash Payout Schedule:
| Age of Child | 1st & 2nd Child (S$) | 3rd & Subsequent Children (S$) |
|---|---|---|
| At Birth | S$3,000 | S$4,000 |
| 6 Months | S$1,500 | S$2,000 |
| 12 Months | S$1,500 | S$2,000 |
| 18 Months | S$1,000 | S$1,000 |
| Every 6 Months (Up to Age 6.5) | S$400 | S$400 |
2. Child Development Account (CDA)
The CDA is a special savings account where the government matches parental contributions dollar-for-dollar up to a specific limit:
- First Child – Up to S$4,000 matched
- Second Child – Up to S$7,000 matched
- Third & Fourth Child – Up to S$9,000 matched
- Fifth Child & Beyond – Up to S$15,000 matched
Additionally, starting 18 February 2025, the CDA First Step Grant for third and subsequent children will increase from S$5,000 to S$10,000, providing larger families with greater financial support.
Who is Eligible for the Baby Bonus Scheme?
To qualify for the Baby Bonus benefits, families must meet the following criteria:
- Child must be a Singapore Citizen at birth or obtain citizenship within 12 months.
- Parents must be legally married at the time of application (except for CDA, which is available to all eligible Singapore Citizen children).
- Children born on or after 14 February 2023 are eligible for the latest payout rates.
How to Apply for the Baby Bonus Scheme?
- Register the Child’s Birth:
- Visit the LifeSG website or download the LifeSG app.
- Use Singpass to log in and complete the birth registration process.
- Apply for Baby Bonus Benefits:
- While registering the birth, select Baby Bonus Scheme enrollment.
- Provide details such as:
- Parents’ bank account details for cash payouts.
- Choice of CDA bank (DBS, OCBC, or UOB).
- Receive Your First Payout:
- The first S$3,000 cash gift will be deposited within 7 to 10 working days.
- CDA First Step Grant will be credited within 2 weeks after opening the account.
When Will the Baby Bonus Payouts Be Made?
| Payout Type | Timing |
|---|---|
| First Cash Payout | Within 7 to 10 working days after application approval |
| CDA First Step Grant | Within 2 weeks of account opening |
| Subsequent Cash Payouts | Every 6 months until the child turns 6.5 years old |
| CDA Matching Funds | Deposited within 2 weeks of parental contributions |
$600 Singapore Cost of Living Payment Coming Soon: Check Eligibility Criteria and Payment Dates!
FAQs On Baby Bonus 2025 Payout Dates in Singapore
1. Can single parents apply for the Baby Bonus Scheme?
- CDA benefits are available to all eligible children, including those of unwed parents.
- Cash Gift is only available if the parents are legally married.
2. How long do I have to apply for the Baby Bonus Scheme?
- Parents should apply before the child turns 12 months old.
- If applying after this period, benefits will be prorated based on the remaining eligibility period.
3. Can I change my CDA bank after opening an account?
- No, once a CDA account is opened, it cannot be transferred to another bank.
4. How can I use the CDA funds?
- CDA funds can be used for childcare, medical expenses, and education at Baby Bonus Approved Institutions.
5. What happens if I don’t use all the CDA funds?
- Unused CDA funds will be transferred to the child’s Post-Secondary Education Account (PSEA) when they turn 13 years old.
6. Are there any tax benefits for parents under this scheme?
- Yes, parents may also qualify for tax reliefs such as the Parenthood Tax Rebate and Working Mother’s Child Relief (WMCR).
