CCB Payments in 2025: The Canada Child Benefit (CCB) is a crucial financial support program for families with children under 18. Each year, the Government of Canada adjusts CCB payments to account for inflation, ensuring families continue receiving adequate financial support. In 2025, CCB payments are increasing, allowing eligible families to receive up to $7,787 per child under 6 and $6,570 per child aged 6 to 17.
Understanding the CCB increase and how it impacts your household is essential. With rising costs of living, these adjustments help families provide for their children’s education, healthcare, and daily needs. This article provides a detailed breakdown of the 2025 CCB payments, including eligibility requirements, payment calculations, and practical tips to maximize your benefits.
CCB Payments in 2025
| Key Information | Details |
|---|---|
| Maximum CCB for Children Under 6 | $7,787 per child/year ($648.91 per month) |
| Maximum CCB for Children 6-17 | $6,570 per child/year ($547.50 per month) |
| Eligibility | Canadian residents with children under 18, based on income |
| Income Threshold for Full Benefits | $36,502 annual family net income |
| Benefit Reduction Rate | 7% for income above $36,502; additional 3.2% for higher income levels |
| Payment Dates | 20th of each month |
| Official Source | Canada Revenue Agency (CRA) |
The Canada Child Benefit (CCB) is increasing in 2025, offering up to $7,787 per child under 6 and $6,570 per child aged 6-17. By filing taxes on time, updating personal details, and checking for additional benefits, families can maximize their financial support.
Who is Eligible for the CCB Payments in 2025?
The Canada Child Benefit (CCB) is available to families who meet the following criteria:
- Primary caregiver of a child under 18
- Canadian resident for tax purposes
- Filed annual income tax returns (even if you have no income)
- Child lives with you and you provide primary care
Eligibility is also affected by immigration status, marital status, and number of children. If your status changes, you must notify the Canada Revenue Agency (CRA) to ensure you receive the correct payment.
Example: If you are a single parent with a 4-year-old child and earn below $36,502 annually, you will receive the full $7,787 per year ($648.91 per month).
How Are CCB Payments Calculated?
The CCB amount you receive depends on your Adjusted Family Net Income (AFNI). Here’s how it works:
Full CCB Amount
- If your AFNI is $36,502 or less, you receive the full benefit amount.
- A family earning exactly $36,500 with two kids under 6 will receive $15,574 annually ($1,297.83 per month).
Benefit Reduction for Higher Incomes
For families earning above $36,502, benefits decrease as follows:
- 7% reduction for AFNI between $36,502 – $79,087
- Additional 3.2% reduction for AFNI above $79,087
Example: A family earning $80,000 with one child under 6 will see a 7% reduction on the portion between $36,502 – $79,087 and an additional 3.2% reduction for income over $79,087.
Higher-income families may still receive partial CCB payments, but the amount will be significantly reduced based on their AFNI.
How to Apply for the CCB Payments in 2025
Applying for the Canada Child Benefit is simple. Here’s what you need to do:
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1. Apply Online Through CRA My Account
- Log in to CRA My Account
- Select Apply for Child Benefits
- Provide necessary information (child’s birth certificate, residency proof)
- Submit application
2. Apply by Mail
- Download and complete Form RC66 (Canada Child Benefits Application)
- Mail the form to the Canada Revenue Agency
3. Automatic Enrollment at Birth
If you register your child’s birth with your province’s Newborn Registration Service, you may be automatically enrolled for CCB.
When Will You Receive CCB Payments?
The Canada Revenue Agency (CRA) issues CCB payments on the 20th of every month. If the 20th falls on a weekend or holiday, you will receive your payment the last business day before.
2025 CCB Payment Dates:
- January 20, 2025
- February 20, 2025
- March 20, 2025
- April 18, 2025
- May 20, 2025
- June 20, 2025
- July 18, 2025
- August 20, 2025
- September 19, 2025
- October 20, 2025
- November 20, 2025
- December 19, 2025
Maximizing Your CCB Payments
To ensure you receive the maximum CCB benefit, follow these key strategies:
- File Your Taxes on Time: The CRA calculates benefits based on last year’s income tax return.
- Update Personal Information: If you move, change marital status, or have another child, update CRA My Account immediately.
- Check for Additional Benefits: You may also qualify for the Disability Tax Credit (DTC), GST/HST credit, or provincial benefits.
- Use the CRA’s Child and Family Benefits Calculator to estimate your benefits.
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Frequently Asked Questions About CCB Payments in 2025
1. Will I receive the CCB automatically?
No, you must apply for the CCB unless your child is registered at birth through your province’s system.
2. How do I check my CCB payment status?
Log in to CRA My Account or call 1-800-387-1193.
3. Can I receive CCB if I recently immigrated to Canada?
Yes! You must be a resident for tax purposes and provide proof of immigration status.
