Extra GST & HST Payment in 2025– The Goods and Services Tax (GST) and Harmonized Sales Tax (HST) Credit is a tax-free quarterly payment provided by the Canada Revenue Agency (CRA) to support low- and modest-income families in offsetting the consumption taxes they pay. If you are eligible, you could receive quarterly payments in 2025, including an extra indexed increase in mid-year.
Understanding when and how you receive your GST/HST credit payments is crucial for financial planning. This article breaks down payment dates, eligibility criteria, income thresholds, how to apply, and what to do in case of missed payments. We will also cover how the July 2025 increase will impact your payments.
Extra GST & HST Payment in 2025
| Aspect | Details |
|---|---|
| Program Name | GST/HST Credit |
| Payment Dates for 2025 | January 3, April 4, July 4, October 3 (quarterly payments) |
| Additional Mid-Year Increase | 2.7% increase in July 2025 (inflation adjustment) |
| Eligibility Criteria | – Must be a Canadian resident for tax purposes |
The GST/HST credit is an essential financial benefit for low- and moderate-income Canadians. It ensures that individuals and families receive tax relief on basic expenses, making daily necessities more affordable. To maximize your benefit, file your tax return on time, update your personal details with the CRA, and check your CRA My Account regularly.
- Must be at least 19 years old, or under 19 with a spouse/common-law partner or child
- Income must fall below certain thresholds based on family size
- Application Process – No separate application needed; eligibility is determined by filing your annual tax return
- Payment Amounts (2024-2025) – $519/year for single individuals, $680/year for married/common-law couples, $179/year for each child under 19
Canada 2025 GST/HST Credit
The GST/HST credit is a benefit for low- and moderate-income Canadians to offset sales taxes. It is non-taxable, meaning it does not need to be repaid or included in your income when filing taxes. The credit amount depends on your net family income, marital status, and number of dependents.
The purpose of this credit is to help Canadians cope with rising living costs by reimbursing a portion of the GST or HST paid on everyday purchases. This makes basic necessities such as food, transportation, and household goods more affordable.
Who Qualifies for the GST/HST Credit in 2025?
To receive the GST/HST credit, you must meet all of the following conditions:
- You are a resident of Canada for income tax purposes.
- You are at least 19 years old, or if younger:
- You have (or had) a spouse or common-law partner or
- You are (or were) a parent and live with your child.
- Your family net income falls below the qualifying threshold for your household size.
The CRA reviews income thresholds annually to adjust for inflation and cost-of-living changes. In 2025, the maximum threshold for a single individual is approximately $41,000, while families with children qualify at higher income levels.
Payment Amounts for 2025
The maximum GST/HST credit amounts for the July 2024 – June 2025 benefit year are:
- $519 per year for single individuals
- $680 per year for married or common-law partners (combined total)
- $179 per year per child under 19
These payments are divided into four quarterly installments.
For example, if a single individual qualifies for the full amount ($519), they would receive $129.75 per quarter.
However, if your net income exceeds the threshold, your credit will be reduced gradually. If your income is too high, you may not receive any payment at all.
GST/HST Credit Payment Dates for 2025
The GST/HST credit is paid every three months on the following dates in 2025:
- January 3, 2025
- April 4, 2025
- July 4, 2025 (including a 2.7% increase)
- October 3, 2025
If you have direct deposit set up, the payments will be automatically deposited into your bank account. Otherwise, a cheque will be mailed to your registered address.
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How Does the Extra GST/HST Payment Work in 2025?
Starting July 2025, the CRA will increase GST/HST payments by 2.7% to adjust for inflation. This means:
- A single individual will receive approximately $133.75 instead of $129.75 per quarter.
- Couples and families will also see proportional increases.
This increase is meant to help keep up with the rising cost of living, ensuring that GST/HST credit recipients continue receiving fair assistance.
How to Apply for the Extra GST & HST Payment in 2025
You do not need to apply separately. Instead, the CRA automatically assesses your eligibility when you file your income tax return.
If you:
- Are a new resident of Canada, you must complete Form RC151 and send it to the CRA.
- Are turning 19, ensure you file a tax return for the previous year to start receiving payments in July.
How to Check Your GST/HST Credit Status
To verify your payment amounts or status:
- Log into CRA My Account
- Navigate to “Benefits & Credits”
- View your payment schedule, past payments, and eligibility
Common Reasons for Delayed Payments
- You didn’t file your tax return – Ensure you file your return on time to avoid missing payments.
- Your marital status changed – If you recently got married or separated, inform the CRA to update your eligibility.
- Your banking or mailing address changed – Update this information to prevent payment disruptions.
- Processing delays – CRA may take additional time to verify details, especially if adjustments are made.
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FAQs
1. Can I get the GST/HST credit if I don’t have any income?
Yes! Even if you have zero income, you can still qualify for the GST/HST credit if you file your tax return.
2. What happens if I miss a GST/HST payment?
If you did not receive your payment, check CRA My Account or call the CRA to confirm your eligibility and payment status.
3. Will the GST/HST credit increase again in 2025?
Yes, a 2.7% increase is planned for July 2025 as part of the CRA’s annual inflation adjustment.
4. Is the GST/HST credit taxable?
No, the GST/HST credit is tax-free and does not need to be reported as income.
