OAS Benefits Payment in February 2025: If you’re a Canadian senior or approaching retirement, you might be wondering about your Old Age Security (OAS) benefits. In February 2025, eligible seniors could receive up to $2,902.34 per month in combined OAS and additional supplements. But how do you qualify? What are the payment dates? This article breaks down the eligibility criteria, payment dates, and how you can maximize your benefits.
OAS Benefits Payment in February 2025
| Feature | Details |
|---|---|
| Maximum OAS Payment | $727.67/month (65-74), $800.44/month (75+) |
| Maximum GIS Payment | Up to $1,065.47 (single), up to $1,280.04 (couples) |
| Maximum Allowance | $1,280.04/month for eligible spouses or widows |
| Total Maximum Monthly Benefit | $2,902.34 (OAS + GIS + Allowance) |
| Eligibility Criteria | Age 65+, Canadian residency, income below threshold |
| February 2025 Payment Date | February 26, 2025 |
| Official Source | Canada.ca |
In February 2025, Canadian seniors can receive up to $2,902.34 per month in OAS and additional benefits. If you’re 65 or older, ensure you meet the eligibility criteria and apply for GIS or Allowance if needed. Mark February 26, 2025, on your calendar as the next OAS payment date. Stay informed and maximize your retirement benefits!
What Is the Old Age Security (OAS) Pension?
The Old Age Security (OAS) pension is a government-funded program that provides monthly payments to eligible seniors aged 65 and older. Unlike the Canada Pension Plan (CPP), which is based on work history and contributions, OAS does not require previous employment—it is a universal benefit for all Canadian seniors who meet the residency requirements.
How Much Can You Get in February 2025?
As of February 2025, the maximum OAS payment is:
- $727.67 per month for seniors aged 65 to 74
- $800.44 per month for seniors aged 75 and over
Additionally, if you have a low income, you may qualify for Guaranteed Income Supplement (GIS) or Allowance payments.
Understanding the OAS Clawback
The OAS Clawback, also known as the OAS Recovery Tax, applies to seniors with a net income exceeding $90,997 in 2025. If your income is above this threshold, a portion of your OAS benefits will be gradually reduced. This means high-income earners could see a complete phase-out of their OAS payments.
Guaranteed Income Supplement (GIS) & Allowance
For low-income seniors, the GIS provides extra financial support on top of OAS.
- Maximum GIS for singles: $1,065.47/month
- Maximum GIS for couples: $1,280.04/month (combined)
- Allowance for spouses: $1,280.04/month (if 60-64 years old and partner receives OAS + GIS)
Total Possible Benefit in February 2025
If you qualify for OAS + GIS + Allowance, your total monthly benefit could reach $2,902.34 per month.
OAS Payment Dates for 2025
OAS payments are issued on the third-to-last business day of each month.
| Month | OAS Payment Date |
| January 2025 | January 29, 2025 |
| February 2025 | February 26, 2025 |
| March 2025 | March 27, 2025 |
| April 2025 | April 28, 2025 |
| May 2025 | May 28, 2025 |
| June 2025 | June 26, 2025 |
Who Is Eligible for OAS Benefits Payment?
Basic Eligibility Criteria
To receive OAS, you must: Be 65 years or older. Be a Canadian citizen or legal resident. Have lived in Canada for at least 10 years after turning 18
If you live outside Canada, you must have lived in Canada for at least 20 years after turning 18.
Income Limits for OAS & GIS
Your income affects how much OAS and GIS you receive. The government uses your net income (Line 23600 on your tax return) to determine eligibility.
| Benefit | Income Cut-Off (2025) |
| OAS Clawback (65-74) | $90,997+ (partial repayment starts) |
| OAS Clawback (75+) | $90,997+ (partial repayment starts) |
| GIS (Single) | Less than $21,624 |
| GIS (Couples) | Less than $28,560 (combined) |
How to Apply for OAS & GIS
OAS Application Process
- Many seniors are automatically enrolled at age 65.
- If not, apply online via My Service Canada Account or call 1-800-277-9914.
GIS & Allowance Application
- GIS is not automatic; you must apply separately.
- Apply through My Service Canada Account or by mail.
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FAQs About OAS Benefits Payment in February 2025
1. What if I work after 65? Will I still get OAS?
Yes! OAS is not income-dependent, but if your income is over $90,997, you may need to repay some OAS (clawback).
2. Can I receive OAS outside Canada?
Yes, if you have lived in Canada for at least 20 years after age 18. Payments can be deposited into international bank accounts.
3. What happens if I don’t apply for GIS?
You will not receive GIS benefits automatically—you must apply separately.
4. Will OAS and GIS increase in 2025?
OAS and GIS are adjusted quarterly for inflation.
