The RuPay Select Debit Card is getting a major upgrade starting April 1, 2025. If you’re a RuPay Select cardholder, you’re in for some exciting new perks, ranging from free airport lounge access to OTT subscriptions and wellness programs. Whether you love traveling, fitness, or entertainment, this premium debit card is packed with rewards that make your everyday spending more rewarding.
RuPay Select Debit Card New Benefits
| Feature | Details |
|---|---|
| Airport Lounge Access | Free domestic lounge access (1 per quarter) and international lounge access (2 per year). |
| Personal Accident Insurance | ₹10 lakh coverage for accidental death or permanent disability (conditions apply). |
| Fitness Benefits | Free gym membership (quarterly) and complimentary health check-ups. |
| Golf Privileges | 1 free golf round or lesson per quarter. |
| OTT Subscription | 12-month subscription to Amazon Prime, Disney+ Hotstar, or SonyLIV. |
| Spa & Salon Services | 1 complimentary spa or salon session per quarter. |
| Travel Discounts | ₹100 cab voucher every quarter. |
| Concierge Services | 24/7 personal assistance in multiple languages. |
| Eligibility | Available to RuPay Select Debit Cardholders. |
The RuPay Select Debit Card is becoming more powerful than ever from April 1, 2025. Whether you’re looking for free travel perks, premium entertainment, or wellness benefits, this card has something for everyone. With a low annual fee of ₹250, it provides high-value rewards that make it one of the best premium debit cards available in India.
If you already have a RuPay Select card, don’t forget to redeem your benefits starting April 1. If not, check with your bank about upgrading to RuPay Select and enjoy these fantastic perks!
What Is the RuPay Select Debit Card?
The RuPay Select Debit Card is a premium offering from National Payments Corporation of India (NPCI). It’s designed for customers who want more than just a basic debit card. The card provides exclusive lifestyle, wellness, and travel benefits, making it ideal for professionals, frequent travelers, and entertainment lovers.
RuPay Select competes with Visa Signature and Mastercard World Debit Cards but with a lower annual fee (₹250 per year) and additional India-specific perks.
see also: Small Investment, Big Benefit
What’s Changing from April 1, 2025?
From April 1, 2025, RuPay Select Debit Cardholders will get enhanced benefits in categories like:
- Travel & Entertainment
- Wellness & Fitness
- Personal Protection & Insurance
- Concierge & Premium Services
Let’s explore these benefits in detail.
1. Travel & Entertainment Benefits
Free Airport Lounge Access
One of the biggest perks is the complimentary lounge access:
- Domestic Lounges: 1 free visit per quarter.
- International Lounges: 2 free visits per year.
To access a lounge, just swipe your RuPay Select Debit Card at the lounge entrance.
OTT Subscription Benefits
- Enjoy 1 year of free access to top OTT platforms like Amazon Prime, Hotstar, or SonyLIV.
- Activate your subscription by completing a ₹1 transaction via RuPay Select’s official website.
₹100 Cab Voucher
- Every quarter, you get a ₹100 cab service coupon that can be redeemed via partner taxi services like Ola and Uber.
2. Wellness & Fitness Benefits
Free Gym Membership
- Get one complimentary gym membership every quarter.
- Choose between 90 days of home workouts or 30 days of gym access.
Free Health Check-Ups
- Enjoy one free health check-up package per quarter.
- Covers basic medical tests like cholesterol, blood sugar, and BP checks.
Spa & Salon Services
- One free spa session or salon service every quarter.
- Includes services like massages, haircuts, and skincare treatments.
3. Personal Protection & Insurance
₹10 Lakh Personal Accident Cover
- Covers accidental death or permanent total disability.
- To qualify, you must make at least one RuPay Select transaction in the last 30 days.
4. Concierge & Premium Services
24/7 Concierge Services
- Get assistance for travel bookings, dining reservations, event planning, and more.
- Available in multiple languages.
Golf Privileges
- One free golf lesson or round every quarter at partner golf clubs.
How to Redeem These Benefits?
Redeeming your RuPay Select Debit Card benefits is simple:
- Visit the official RuPay Select website: NPCI RuPay Select
- Log in with your card details.
- Select the benefit you want to use (lounge access, OTT, gym, etc.).
- Complete a ₹1 transaction to activate your benefit.
- Receive confirmation via email within 24-48 hours.
see also: SBI Special Scheme for Senior Citizens Secure Investments
RuPay Select Debit Card FAQs
1. Who is eligible for the RuPay Select Debit Card?
Anyone with a RuPay Select Debit Card issued by a participating bank is eligible. Check with your bank for availability.
2. What are the annual fees for the RuPay Select Debit Card?
The annual fee is ₹250, deducted quarterly by your bank.
3. How do I activate my free OTT subscription?
Visit RuPay Select’s official website, log in with your card details, select your preferred OTT service, and make a ₹1 transaction to activate it.
4. Does the airport lounge access cover international travel?
Yes! You get 2 international lounge visits per year at participating airports.
5. Are there any restrictions on the gym and health check-up benefits?
You can claim one gym membership and one health check-up per quarter. The specific gyms and clinics depend on RuPay’s partner network.
6. How do I claim my personal accident insurance?
Your bank will process the claim if you meet the eligibility criteria. Ensure you have made at least one RuPay transaction in the last 30 days before the accident.
