Sahara India Refund List 2025: Good news for crores of small investors! The Sahara India Refund List 2025 is now live, and you can claim up to ₹50,000 through the official CRCS refund portal
If you’ve invested in Sahara cooperative societies and are still waiting for your money, this is your chance to get it back — quickly, easily, and without paying a rupee to any middleman.
Sahara India Refund List 2025
| Feature | Details |
|---|---|
| Scheme Name | CRCS Sahara Refund Portal |
| Official Website | mocrefund.crcs.gov.in |
| Maximum Refund Limit | ₹50,000 (Increased from ₹10,000 in 2023) |
| Eligible Societies | 4 Sahara cooperatives (listed below) |
| Documents Required | Aadhaar, PAN (if ₹50k claim), Deposit Proof |
| Application Type | 100% Online |
| Processing Time | 45 Days (30 for society + 15 for CRCS) |
The Sahara India Refund Portal 2025 is a genuine, government-backed initiative that aims to give back what belongs to investors. With a simple online process, zero fees, and official support — this is your opportunity to claim ₹50,000 without hassle.
What’s New in Sahara Refund 2025?
The ₹50,000 refund cap is a major boost from the earlier ₹10,000 limit rolled out in 2023. According to a March 2025 PIB press release, this expanded phase aims to benefit over 1 crore depositors.
“We are committed to ensuring justice for every investor affected by Sahara’s delay. This phase will speed up reimbursements for thousands of low-income families,” – Ministry of Cooperation
The refund is part of the Supreme Court’s order to return ₹5,000 crore from Sahara-SEBI fund to investors via CRCS.
Which Sahara Societies Are Eligible?
To apply for the refund, you must be a depositor in any of the following:
- Sahara Credit Cooperative Society Ltd., Lucknow
- Saharayn Universal Multipurpose Society Ltd., Bhopal
- Humara India Credit Cooperative Society Ltd., Kolkata
- Stars Multipurpose Cooperative Society Ltd., Hyderabad
Your deposit should have matured before:
- March 22, 2022 – for the first three societies
- March 29, 2023 – for Stars Multipurpose
If your investment matured after these dates, you won’t be eligible in the current round.
Real-Life Example: How Asha Devi Got Her Refund
Meet Asha Devi, a retired teacher from Kanpur. She deposited ₹35,000 in Sahara Credit Cooperative in 2016. After years of waiting, she applied in 2023 and received ₹10,000. In 2025, she reapplied for the new phase — and received an additional ₹25,000 in just 42 days!
“I didn’t pay any agent or go anywhere. I did everything from my phone,” she says proudly.
Her success shows that the process works if followed properly.
Required Documents for Sahara Refund
| Document |
|---|
| Aadhaar Card (linked to mobile & bank) |
| PAN Card (if claim = ₹50,000) |
| Deposit Certificate / Passbook |
| Membership & Deposit Account Number |
Upload documents in JPG/PDF format, ideally below 2 MB.
Step-by-Step Guide: How to Claim ₹50,000 from Sahara Refund Portal
Step 1: Go to mocrefund.crcs.gov.in
Make sure you’re on the official government website.
Step 2: Register as a Depositor
- Click “Depositor Registration”
- Enter Membership Number, Aadhaar last 4 digits, and Aadhaar-linked mobile number
- Complete CAPTCHA and verify via OTP
Step 3: Login to Your Dashboard
- Use Depositor Login
- Again, verify via Aadhaar OTP
Step 4: Fill Claim Form
- Add your:
- Full name
- Society name
- Membership & deposit account numbers
- Amount deposited & maturity date
Step 5: Upload Documents
- Deposit proof (certificate/passbook)
- PAN card (if required)
- Aadhaar (auto-fetched)
Step 6: Submit Application & Note Claim ID
- After review, submit the form
- Save your Claim Request Number to track status
When Will You Get the Money?
30 days – Society verifies your claim
15 days – CRCS transfers verified amount to your Aadhaar-linked bank account
So you can expect the refund in around 45 days, barring document errors.
Expert Tips to Avoid Rejection
Double-check membership number
Upload clear, non-blurry document scans
Ensure Aadhaar is linked with your bank account
Use mobile number registered with Aadhaar
Submit correct PAN if claiming ₹50,000
Need Help? CRCS Support Details
If you’re stuck or facing OTP issues, reach out to the CRCS Helpdesk:
Phone: Not available, but email supported
Email: contact-us via form
Helpdesk: Fill your issue via the portal’s support form
Avoid local agents or fraudsters. There is no fee for the application.
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FAQs About Sahara India Refund List 2025
Q1. Can I apply for more than ₹50,000?
No. ₹50,000 is the current refund cap. Higher claims may be considered in future phases.
Q2. What happens if I entered wrong details?
You can correct errors before final submission. If already submitted, contact CRCS via the support page.
Q3. Can multiple family members apply?
Yes — if each member has a separate membership number and investment proof.
Q4. I lost my deposit certificate. What now?
Visit your nearest Sahara office with Aadhaar to request a duplicate certificate.
Q5. Is PAN card compulsory?
Yes, if claiming ₹50,000. Not required for smaller claims.
