This 1964 Kennedy Half Dollar Could Be Worth $500,000: The 1964 Kennedy Half Dollar is far more than just spare change—it’s a piece of American heritage. Minted to honor the late President John F. Kennedy after his tragic assassination, this half dollar quickly became a beloved keepsake. But what if we told you that some versions of this coin have sold for up to $500,000 at auction? It’s true—and the chances are real, especially if you know what to look for.
In this article, we’ll explore the story behind the 1964 Kennedy Half Dollar, the reasons behind its high collector value, how to identify rare variants, and where to go if you want to get your coin evaluated or sold. Whether you’re a seasoned numismatist or just someone with a curious coin from grandma’s attic, this comprehensive guide will walk you through everything you need to know.
This 1964 Kennedy Half Dollar Could Be Worth $500,000
| Feature | Details |
|---|---|
| Coin Name | 1964 Kennedy Half Dollar |
| Potential Value | Up to $500,000+ (depending on rarity and grade) |
| Silver Content | 90% Silver, 10% Copper |
| Weight | 12.5 grams |
| Mint Locations | Philadelphia (no mint mark), Denver (“D” mint mark) |
| Rare Varieties | 1964 SMS (Special Mint Set), “Accented Hair” Proof |
| Auction Record | $156,000 (Stack’s Bowers, 2019) |
| Official Info | U.S. Mint Website |
The 1964 Kennedy Half Dollar isn’t just change in your pocket—it’s a collectible item that blends national history with the thrill of discovery. While most of these coins are valued for their silver content and historical significance, rare variants like the Special Mint Set (SMS) and “Accented Hair” proofs can turn an everyday find into a six-figure windfall.
Whether you’re a collector, an investor, or someone who stumbled across an old coin in a drawer, taking the time to examine your 1964 Kennedy Half Dollar might be well worth the effort. And who knows—you could be holding onto a treasure hiding in plain sight.
The Historical Significance of the 1964 Kennedy Half Dollar
When President Kennedy was assassinated on November 22, 1963, the nation was plunged into mourning. As part of the national effort to commemorate his legacy, the U.S. Mint swiftly redesigned the half dollar to feature Kennedy’s profile. This decision was supported by Jacqueline Kennedy, and within just a few months, the coin went into circulation.
Released in March 1964, the Kennedy Half Dollar replaced the Franklin Half Dollar. The original 1964 issue was struck using 90% silver, a standard composition for U.S. coins at the time. The coin was minted at both the Philadelphia and Denver mints, producing more than 273 million coins in total.
However, what truly sets some of these coins apart isn’t just their silver content or symbolism—it’s the rarity of specific varieties, created under unique minting circumstances that weren’t meant for mass circulation.
What Makes a 1964 Kennedy Half Dollar Worth $500,000?
1. Special Mint Set (SMS) Variety
The 1964 SMS Kennedy Half Dollar is the holy grail for collectors. These coins were not part of regular circulation and were never officially released to the public. It is believed that only 12 to 50 examples exist, making them extraordinarily rare.
These coins were struck with a special process that gives them a satin-like finish—a texture that falls somewhere between standard proof and uncirculated coins. Numismatic experts suggest they were experimental pieces or prototypes possibly prepared for high-level review. That mystique only adds to their value.
- Key Features of SMS Coins:
- Smooth, satin-like finish
- Sharply defined rim and edge
- Lacks traditional proof mirror shine
- No mint mark present
According to Stack’s Bowers, one of these coins in Specimen-68 (SP68) condition fetched $156,000 in 2019, and prices are expected to increase. A pristine example could easily approach the $500,000 mark under the right market conditions.
2. “Accented Hair” Proof Variety
Another standout among the 1964 Kennedy Half Dollar family is the Accented Hair Proof. This variety was part of the initial proof production run before the design was modified to soften the hair details. It’s distinguishable by JFK’s thicker hair above the ear and a missing serif on the “I” in LIBERTY.
These were primarily found in 1964 Proof Sets, and while they aren’t nearly as rare as the SMS coins, they are still scarce, especially in high grades.
- Key Features of Accented Hair Proofs:
- Heavy detailing in the hair
- Serif missing on “I” in LIBERTY
- Cameo or Deep Cameo surface may add value
Prices vary based on condition, but high-grade examples in PR69 have sold for $10,000 to $50,000.
How to Identify a Rare 1964 Kennedy Half Dollar
This 1964 Kennedy Half Dollar Could Be Worth $500,000 Guide to Spotting Value
1. Confirm the Year and Mint Mark
Ensure the coin is dated 1964. Look at the coin’s front (obverse), just above the date, to check for a mint mark. A “D” indicates Denver; no mint mark means Philadelphia.
2. Examine the Coin’s Finish
Hold the coin under light. If it reflects like a mirror, it might be a proof. A soft satin glow with sharp details? That could be a Special Mint Set coin.
3. Identify Accented Hair Details
Use a magnifier and compare the coin’s hair above Kennedy’s ear to images from trusted sources like the PCGS CoinFacts database.
4. Look at the Lettering
For Accented Hair coins, the “I” in LIBERTY will be missing the left serif. That tiny design difference could be worth thousands.
5. Get a Professional Grading
Submit your coin to professional grading services such as PCGS (Professional Coin Grading Service) or NGC (Numismatic Guaranty Company). These services authenticate, grade, and encapsulate your coin, significantly increasing its resale value.
6. Ask an Expert
Take your coin to a reputable coin dealer or reach out to auction houses like Heritage Auctions or Stack’s Bowers. They can help evaluate and even consign your coin for sale.
What Is Your 1964 Kennedy Half Dollar Worth?
| Coin Type | Estimated Value (2025) |
|---|---|
| Circulated (common) | $11 – $15 |
| Uncirculated (MS65) | $25 – $50 |
| Proof | $40 – $80 |
| Accented Hair Proof (PR69) | $10,000 – $50,000 |
| SMS Specimen (SP68) | $150,000 – $500,000+ |
Values are approximate and subject to change based on silver prices, demand, and coin grading.
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FAQs About This 1964 Kennedy Half Dollar Could Be Worth $500,000
Why is the 1964 Kennedy Half Dollar so special?
It was the first year of issue and was minted in response to a national tragedy—President Kennedy’s assassination. Its historical and emotional value makes it beloved by collectors and everyday Americans alike.
How can I tell if my coin is an SMS or Accented Hair variety?
An SMS coin will have a satin finish and very sharp edges, while the Accented Hair proof will have detailed hair above the ear and a missing serif on the “I” in LIBERTY. Comparing your coin to images from PCGS or NGC can help.
Are all 1964 Kennedy Half Dollars valuable?
All contain silver and are worth more than face value, but only the rare varieties like the SMS or Accented Hair proofs are potentially worth thousands or even hundreds of thousands.
Where can I sell a valuable Kennedy Half Dollar?
Top options include reputable coin dealers, online marketplaces (eBay, GreatCollections), and auction houses like Stack’s Bowers or Heritage Auctions. Certification from PCGS or NGC can make your coin more attractive to buyers.
What’s the best way to store valuable coins?
Store them in a cool, dry place. If graded, keep them in their sealed holders. Avoid handling them directly—use gloves to prevent oils from damaging the surface.
